Boost your margins with Pay by Paycheck.

Minimize your expenses and reduce churn by collecting payments directly from your customers’ paychecks.

  • Decrease payment processing expenses
  • Reduce customer churn
  • Deliver a seamless customer experience

It’s just a smarter way to get paid.

Highline’s Pay by PaycheckTM

Slash Payment Processing Fees

Bypass the traditional payment rails to avoid interchange, transaction declines and insufficient funds pulls with a reliable payment method. You’ll even phase out costly and time consuming chargebacks and reversals.

Take the guesswork out of getting paid.

With Pay by Paycheck, your payments are prioritized to be paid before payments that are drafted from the customer’s bank account. Funds are allocated from consumers’ paychecks specifically for bill payment and pushed to you to ensure on time payment. Pay by PaycheckTM is a great tool to help you avoid collection hassles by doing away with missed and late payment altogether. Your customers can set it and forget it without having to manage or worry about their bank account balance.

Use cases


Automatic bill payment has never been easier, for you or your customers.

Simply drop Pay by Paycheck into your autopay workflow like any other alternative payment method and Highline handles the rest. When a consumer elects to set up Pay by Paycheck, you’ll call our hosted authorization experience – all within your workflow – to capture their consent. One to two clicks and they’re all set. No redirects from your customer experience, no accounts to login to and no payment credentials to enter. Optimize your autopay with Highline’s Pay by Paycheck™ to convert more customers to recurring payments to minimize late and missed payments. It’s simple, reliable and all within your control.

Deposit Spreading

Don’t let upfront deposit requirements be a barrier to signing new customers.

Enable your customers to split deposit payments across their paychecks to remove large, upfront payments as a barrier to your products and services. By requiring Pay by Paycheck as the payment method, you give them a better budgeting tool to make payments over time, while ensuring you get paid. It’s a win-win.

Catchup Plans

Avoid costly collection procedures with Pay by Paycheck payment plans.

Give your customers the option to make payments directly from their paychecks to spread out larger amounts owed that can’t be paid in full. Easily cure past due payments with a one-time payment from the next available paycheck. It’s a great way to help customers catch up on larger or past due amounts, reducing churn, preventing collections and ultimately cutting down on losses.

Seamless Customer Experience

Easy to Embed

Specifically designed as a seamless plugin to your existing workflows, Highline’s Pay by Paycheck™ provides a frictionless customer experience that optimizes for conversion without a heavy lift on your part.

Highline equips you with an embeddable widget for consumer authorization and a lightweight API for payment request and management. Quick to implement and even easier to maintain.

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Control Your Customer Experience

Keep customers within your environment to ensure the smoothest possible customer experience. You don’t want to risk abandonment by redirecting them to another website or sending them to log in to an account elsewhere, just to facilitate payments. And we get that.

Highline’s Pay by Paycheck™ was built with the end customer in mind – from checking their eligibility before even prompting them with this payment option to a sleek and simple enrollment experience – all within your customer workflow. Setting up automatic payments has never been easier for them, or for you.

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